{"id":639,"date":"2024-10-16T15:41:36","date_gmt":"2024-10-16T15:41:36","guid":{"rendered":"https:\/\/sekmesreceptai.lt\/index.php\/2024\/10\/16\/fincen-smerkia-jav-bankininkystes-milzina-3-mlrd-usd-bauda-kas-nutiko\/"},"modified":"2024-10-16T15:41:36","modified_gmt":"2024-10-16T15:41:36","slug":"fincen-smerkia-jav-bankininkystes-milzina-3-mlrd-usd-bauda-kas-nutiko","status":"publish","type":"post","link":"https:\/\/sekmesreceptai.lt\/index.php\/2024\/10\/16\/fincen-smerkia-jav-bankininkystes-milzina-3-mlrd-usd-bauda-kas-nutiko\/","title":{"rendered":"\u201eFinCEN\u201c smerkia JAV bankininkyst\u0117s mil\u017ein\u0105 3 mlrd. USD bauda \u2013 kas nutiko?"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p data-pm-slice=\"1 1 ()\">\u201eTD Bank\u201c, viena did\u017eiausi\u0173 JAV finansini\u0173 institucij\u0173, buvo atid\u017eiai stebima kriptovaliut\u0173 tikrinimu po to, kai jai buvo skirta did\u017eiausia kada nors pagal Banko paslapties \u012fstatym\u0105 (BSA) skirta nuobauda.<\/p>\n<p data-pm-slice=\"1 1 ()\">3,09 milijardo doleri\u0173 bauda buvo skirta d\u0117l kaltinim\u0173 neprane\u0161imu apie \u012ftartin\u0105 veikl\u0105, \u012fskaitant reik\u0161mingas su kriptovaliuta susijusias operacijas.<\/p>\n<p data-pm-slice=\"1 1 ()\">JAV teisingumo departamentas (DOJ) ir Finansini\u0173 nusikaltim\u0173 vykdymo tinklas (FinCEN) atskleid\u0117, kad TD bankas apdorojo milijardus doleri\u0173 per abejotinas s\u0105skaitas, tod\u0117l kilo susir\u016bpinimas d\u0117l banko atitikties praktikos tvarkant skaitmenin\u012f turt\u0105.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Turinys:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sekmesreceptai.lt\/index.php\/2024\/10\/16\/fincen-smerkia-jav-bankininkystes-milzina-3-mlrd-usd-bauda-kas-nutiko\/#Kas_is_tikruju_nutiko_ne_taip\" >Kas i\u0161 tikr\u0173j\u0173 nutiko ne taip?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sekmesreceptai.lt\/index.php\/2024\/10\/16\/fincen-smerkia-jav-bankininkystes-milzina-3-mlrd-usd-bauda-kas-nutiko\/#Bauda\" >Bauda<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-pm-slice=\"1 1 ()\"><span class=\"ez-toc-section\" id=\"Kas_is_tikruju_nutiko_ne_taip\"><\/span>Kas i\u0161 tikr\u0173j\u0173 nutiko ne taip?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-pm-slice=\"1 1 ()\">Ataskaitoje \u201eFinCEN\u201c nurod\u0117, kad \u201eTD Bank\u201c nesugeb\u0117jo tinkamai steb\u0117ti konkretaus kliento, vadinamo \u201eC klient\u0173 grupe\u201c, operacij\u0173. Ne\u012fvardijama \u012fmon\u0117, kuri teig\u0117, kad u\u017esiima pardavim\u0173 finansavimu ir nekilnojamuoju turtu, es\u0105 suklaidino TD bank\u0105 d\u0117l tarptautini\u0173 sandori\u0173 apimties ir pob\u016bd\u017eio.<\/p>\n<p data-pm-slice=\"1 1 ()\">Nors klient\u0173 grup\u0117 C i\u0161 prad\u017ei\u0173 prane\u0161\u0117, kad per metus ji sudarys ma\u017eiau nei 1 mln. \u0160is neatitikimas kartu su s\u0105sajomis su didel\u0117s rizikos jurisdikcijomis atkreip\u0117 JAV vald\u017eios d\u0117mes\u012f.<\/p>\n<p data-pm-slice=\"1 1 ()\">Remiantis \u201eFinCEN\u201c i\u0161vadomis, bank\u0173 mil\u017einas vos per devynis m\u0117nesius apdorojo daugiau nei 2000 C klient\u0173 grup\u0117s operacij\u0173. 90% savo l\u0117\u0161\u0173 \u012fmon\u0117 atne\u0161\u0117 i\u0161 JK \u012fsik\u016brusios kriptovaliut\u0173 bir\u017eos ir 60% i\u0161siunt\u0117 Kolumbijos finans\u0173 \u012fstaigoms, susijusioms su skaitmeniniu turtu.<\/p>\n<p data-pm-slice=\"1 1 ()\">C klient\u0173 grup\u0117s veikla gerokai vir\u0161ijo tai, k\u0105 jie i\u0161 prad\u017ei\u0173 deklaravo prisijungdami prie TD Bank, ir jie i\u0161pl\u0117t\u0117 savo sandorius \u012f didel\u0117s rizikos regionus, tokius kaip Kinija ir Artimieji Rytai.<\/p>\n<p>Nepaisant \u0161i\u0173 \u012ftartin\u0173 sandori\u0173 ir raudon\u0173 v\u0117liav\u0117li\u0173, susijusi\u0173 su rizikingomis jurisdikcijomis ir greitu fond\u0173 jud\u0117jimu, TD bankas, kaip prane\u0161ama, nesugeb\u0117jo greitai prane\u0161ti apie \u0161iuos sandorius. Gav\u0119s ne vien\u0105 teis\u0117saugos u\u017eklaus\u0105 d\u0117l C klient\u0173 grup\u0117s, bankas tik prad\u0117jo \u017eym\u0117ti veikl\u0105.<\/p>\n<p>\u201eFinCEN\u201c pa\u017eym\u0117jo, kad \u201eTD Bank\u201c tur\u0117jo tam tikr\u0105 vidin\u0119 su skaitmeniniu turtu susijusi\u0173 operacij\u0173 steb\u0117jimo politik\u0105, ta\u010diau \u0161iuo atveju \u0161ios kontrol\u0117s priemon\u0117s nebuvo tinkamai \u012fgyvendintos. D\u0117l to kelis m\u0117nesius nebuvo prane\u0161ama apie milijonus doleri\u0173 \u012ftartin\u0173 kriptovaliut\u0173 operacij\u0173.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bauda\"><\/span>Bauda<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-pm-slice=\"1 1 ()\">Pra\u0117jusios savait\u0117s ketvirtadien\u012f (spalio 10 d.) TD bankas pripa\u017eino kalt\u0119 d\u0117l Banko paslapties \u012fstatymo ir pinig\u0173 plovimo \u012fstatym\u0173 pa\u017eeidimo. Bankas sutiko sumok\u0117ti 1,8 milijardo doleri\u0173 baud\u0173 kaip dal\u012f susitarimo su DOJ, o FinCEN skyr\u0117 papildom\u0105 1,3 milijardo doleri\u0173 baud\u0105.<\/p>\n<p data-pm-slice=\"1 1 ()\">Remiantis ataskaita, bendra 3,09 mlrd. USD bauda yra did\u017eiausia kada nors pagal BSA paskirta bauda. Pagal susitarim\u0105 \u201eTD Bank\u201c taip pat steb\u0117s ketverius metus, kad u\u017etikrint\u0173, jog ateityje jis \u012fgyvendins geresnes atitikties priemones.<\/p>\n<figure style=\"width: 2770px\" class=\"wp-caption aligncenter\"><figcaption class=\"wp-caption-text\">Pasaulin\u0117s skaitmenin\u0117s valiutos rinkos vir\u0161utin\u0117s ribos vert\u0117 1 dienos diagramoje. \u0160altinis: Crypto TOTAL Market Cap svetain\u0117je TradingView.com<\/figcaption><\/figure>\n<p data-pm-slice=\"1 1 ()\">Teminis vaizdas sukurtas naudojant DALL-E, diagrama i\u0161 TradingView<\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/bitcoinist.com\/crypto-scandal-fincen-slams-banking-with-3b-penalty\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201eTD Bank\u201c, viena did\u017eiausi\u0173 JAV finansini\u0173 institucij\u0173, buvo atid\u017eiai stebima kriptovaliut\u0173 tikrinimu po to, kai&#8230;<\/p>\n","protected":false},"author":1,"featured_media":640,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[697],"tags":[973,975,971,90,929,974,809,976,972,810],"class_list":["post-639","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kripto-naujienos","tag-bankininkystes","tag-bauda","tag-fincen","tag-jav","tag-kas","tag-milzina","tag-mlrd","tag-nutiko","tag-smerkia","tag-usd"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/posts\/639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/comments?post=639"}],"version-history":[{"count":0,"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/posts\/639\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/media\/640"}],"wp:attachment":[{"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/media?parent=639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/categories?post=639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sekmesreceptai.lt\/index.php\/wp-json\/wp\/v2\/tags?post=639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}