{"id":1391,"date":"2025-01-05T23:45:43","date_gmt":"2025-01-05T23:45:43","guid":{"rendered":"https:\/\/sekmesreceptai.lt\/index.php\/2025\/01\/05\/skolos-ir-turto-santykis-gerai-blogai-ir-ko-nori-skolintojai\/"},"modified":"2025-01-05T23:45:43","modified_gmt":"2025-01-05T23:45:43","slug":"skolos-ir-turto-santykis-gerai-blogai-ir-ko-nori-skolintojai","status":"publish","type":"post","link":"https:\/\/sekmesreceptai.lt\/index.php\/2025\/01\/05\/skolos-ir-turto-santykis-gerai-blogai-ir-ko-nori-skolintojai\/","title":{"rendered":"Skolos ir turto santykis (gerai, blogai ir ko nori skolintojai)"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><span style=\"font-weight: 400;\">Suskaidykime real\u0173 verslo scenarij\u0173 su konkre\u010diais skai\u010diais, kad parodytume, kaip tai veikia.<\/span><\/p>\n<p><b>\u0160tai k\u0105 skolingas m\u016bs\u0173 pavyzdinis verslas (visos skolos):<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u012emon\u0117 turi 15 000 USD banko paskol\u0105, 5 000 USD kredito kortel\u0117s skol\u0105 ir 5 000 USD \u012frangos finansavim\u0105. Sud\u0117jus visas \u0161ias skolas, bendra skola bus 25 000 USD. Tai rei\u0161kia visus pinigus, kuriuos \u0161i \u012fmon\u0117 pasiskolino ir turi gr\u0105\u017einti.<\/span><\/p>\n<p><b>\u0160tai kas priklauso m\u016bs\u0173 pavyzdinei \u012fmonei (i\u0161 viso turto):<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Pinigai s\u0105skaitose \u2013 20 000 USD, \u012franga \u2013 50 000 USD, inventorius \u2013 30 000 USD. Sud\u0117jus juos kartu, bendras turtas bus 100 000 USD. Tai rei\u0161kia visk\u0105, kas turi verslo vert\u0119, kuri\u0105 prireikus b\u016bt\u0173 galima parduoti arba likviduoti.<\/span><\/p>\n<p><b>Dabar paskai\u010diuokime:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">25 000 USD (bendra skola) \u00f7 100 000 USD (i\u0161 viso turto) = 0,25<\/span><\/p>\n<p><b>Konvertuoti \u012f procent\u0105:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">0,25 x 100 = 25 %<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160is 25% skolos ir turto santykis rei\u0161kia, kad u\u017e kiekvien\u0105 \u012fmon\u0117s turim\u0105 turto doler\u012f 25 centai buvo finansuojami i\u0161 skolos. Kitaip tariant, verslui 75 % turto priklauso laisvai ir ai\u0161kiai, o tik 25 % finansuojama i\u0161 paskol\u0173 ar kredito. Tai b\u016bt\u0173 laikoma sveika daugumai pramon\u0117s \u0161ak\u0173, nes tai rodo, kad verslas n\u0117ra pernelyg priklausomas nuo skol\u0173, kad gal\u0117t\u0173 finansuoti savo veikl\u0105.<\/span><\/p>\n<\/p><\/div>\n<p><script>\n!function(f,b,e,v,n,t,s)\n{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};\nif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\nn.queue=();t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)(0);\ns.parentNode.insertBefore(t,s)}(window, document,'script',\n'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\nfbq('init', '259290718675278');\nfbq('track', 'PageView');\n<\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/www.iwillteachyoutoberich.com\/debt-to-asset-ratio\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Suskaidykime real\u0173 verslo scenarij\u0173 su konkre\u010diais skai\u010diais, kad parodytume, kaip tai veikia. \u0160tai k\u0105 skolingas&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1392,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4],"tags":[2651,2650,2652,1542,2653,2341,846],"class_list":["post-1391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sekmes-istorijos-patarimai","tag-blogai","tag-gerai","tag-nori","tag-santykis","tag-skolintojai","tag-skolos","tag-turto"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Suskaidykime real\u0173 verslo scenarij\u0173 su konkre\u010diais skai\u010diais, kad parodytume, kaip tai veikia. \u0160tai k\u0105 skolingas m\u016bs\u0173 pavyzdinis verslas (visos skolos): \u012emon\u0117 turi 15 000 USD banko paskol\u0105, 5 000 USD kredito kortel\u0117s skol\u0105 ir 5 000 USD \u012frangos finansavim\u0105. 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